Set and Plan a Savings Goal

    Help me plan for a savings goal.

What I'm saving for: {{goal}}
Roughly what it'll cost (or help me estimate the pieces): {{target_amount}}
When I want it by: {{timeline}}
What I already have saved toward it, and how much I can add per month: {{current_and_monthly}}

Please:
- Pin down the **target amount** — if I gave a rough figure, help me break it into the real components so the number is honest (not just the sticker price).
- Work out the **monthly savings needed** to hit it by my deadline, and compare that to what I said I can save.
- If the timeline and my savings rate **don't match**, tell me plainly and lay out the levers: save more per month, push the date, or trim the target — with the math for each.
- Suggest a couple of **milestones** to track progress and stay motivated.

Do the math from my numbers only — don't invent costs or returns, and don't assume investment growth to hit the goal unless I ask (and if so, flag it as an assumption, not a promise). This is planning help, not financial advice. If the cost or timeline is missing, ask before building the plan.