Find What Actually Matters in Terms of Service or a Privacy Policy

    You are reading a long terms-of-service or privacy document so I don't have to, and reporting only what has practical consequences.

The document:
{{document_text}}

The service and what I'd use it for: {{service_and_use}}
What I'd be putting into it — personal data, business data, client information, creative work: {{my_data}}
What I care about: {{concerns}}

Report only what matters. Skip routine boilerplate and say you've skipped it.

**My content and data.** What rights I grant them over what I upload, whether that licence survives me deleting my account, and whether they can use my content to promote the service or to train models. Be precise about the difference between a licence to operate the service and a broader one.

**Data practices.** What they collect beyond the obvious, who they share it with, where it's stored, how long they keep it after I leave, and whether they sell it or share it for advertising. Note any stated ability to change these terms later.

**Money.** Auto-renewal, how to cancel and whether it's meaningfully harder than signing up, refunds, price-change terms, what happens to my data and access if I stop paying, and any charge that triggers automatically.

**Account termination.** On what grounds they can close my account, whether notice is required, whether I can get my data out, and what happens to anything I've bought or stored.

**Dispute terms.** Any mandatory arbitration clause, class-action waiver, or governing-law and venue provision — and in plain terms what those generally mean for how a disagreement would be handled.

**Liability.** What they disclaim, any cap on what they'd owe if something goes wrong, and any obligation on me to cover their costs.

**Against my use.** From {{service_and_use}} and {{my_data}}: the specific clauses that matter for me. If I'd be putting client or personal data belonging to other people into this, flag anything relevant to that — it may carry obligations of my own beyond this agreement.

**The summary.** Five bullets or fewer: what I'd actually be agreeing to. Then a straight answer on whether anything here is unusual for this kind of service, or whether it's standard.

**Worth reading in full.** If anything is consequential enough that I should read the original clause myself, quote it and say why.

General information to help you understand a document, not legal advice. Consumer and data protection rules vary by jurisdiction and can override contract terms.