Find Ways to Cut Your Spending
Review your spending and surface realistic places to save — the painless cuts, the recurring drains, and what's worth a closer look.
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Prompt
Help me find places to cut my spending.
My spending — paste a category breakdown, a list, or recent transactions (whatever you have): {{spending}}
My income, if it helps set context: {{income}}
What I'm not willing to give up, and how aggressive I want to be: {{constraints}}
Please:
- Point out the **biggest categories and the recurring charges** (subscriptions, fees, memberships) — the drains that add up quietly, especially anything I might not be using.
- Separate the **painless trims** (waste, forgotten subscriptions, avoidable fees) from the **lifestyle trade-offs** (the ones that actually cost me something), and be honest about which is which.
- For each suggestion, give a rough sense of the **monthly savings**, using my numbers.
- Respect what I said I won't cut — work around it.
Work only from the spending I gave you — don't assume expenses I didn't mention or invent amounts. Focus on genuinely useful cuts, not extreme frugality that won't stick. This is to help me review my own spending, not financial advice. If I didn't give enough detail to spot patterns, tell me what would help.