Build a Monthly Budget

    Help me build a realistic monthly budget.

My take-home income (and how often I'm paid): {{income}}
My expenses — paste what you know: fixed bills (rent, utilities, subscriptions), and roughly what I spend on the variable stuff (food, transport, fun): {{expenses}}
What I'm trying to do with my money right now (save more, pay down debt, stop overspending, just get organized): {{goal}}

Please:
- Sort my spending into clear **categories** and total them against my income, so I can see where the money actually goes.
- Show me what's **left over (or the shortfall)** each month, and suggest a simple structure for it (needs / wants / savings-and-debt is one common framework — use it or another that fits).
- Point out categories that look **high or easy to trim**, and where I could redirect money toward my goal.
- Keep it **realistic** — a budget I'll actually follow beats a perfect one I'll abandon; leave room for the unexpected.

Use only the numbers I gave you — don't invent income, bills, or amounts. If something's missing that I'd need for a real budget (like a big recurring expense), ask rather than guessing. This is a tool to help me organize my own money, not financial advice — for big decisions, a qualified financial professional who knows my full situation is the right call. If key numbers are missing, ask first.